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Personal Loan Features & Benefits

RG Loan personal loan can help you realise your dreams of having that perfect wedding to visiting your dream holiday destination. The loan can also help in meeting unexpected expenses and medical emergencies too. Here are some key features.


Easy Application

You can apply for our instant personal loans online; we let you know if you are eligible within just 2 minutes. You can also make use of our personal loan eligibility calculator and find out if you qualify for a loan.


High Disbursal Amount

Our quick personal loan is available for salaried individuals and self-employed professionals. You can borrow from Rs 1 Lakh to Rs 25 Lakhs basis your eligibility.


Flexible Tenures

You can repay your personal loan in tenures ranging between 1 and 5 years.*


Borrow more if you need

You can borrow more money by using the top up facility available for existing users.

Personal Loan Eligibility Criteria

An increasing number of consumers are now taking personal loans for their purchases, especially the big-ticket ones. They are also converting their purchases into equated monthly instalments (EMIs). personal loans help the households meet any shortfall they experience in buying a house or a car, in children's higher education, or even in cases of medical contingencies, among other things.

Criteria Salaried
Age 21-60 Years
Income Minimum Rs 15,000
Loan Amount Upto Rs 15 lakh
Work Experience Minimum 1 Month
Basic Documentation KYC, latest bank statements etc are required
*T&C Apply

*Eligibility may vary as per scheme chosen

Apply for Personal Loan


Online Application

You can apply for a personal loan online by filling a form on our website. If you apply for a personal loan online, we will tell you about your eligibility instantly.


Document Submission

Our relationship manager will fix up an appointment to come to your premises and collect the requisite documents for quick personal loans.



After your documents have been collected, we will verify your personal loan application; this may involve a personal discussion with you.


Approval & Disbursal

If the reports are satisfactory after verification, your loan will be approved and the money will be deposited in the same bank account for which the statement has been provided.

Documents Required for Personal Loan

RG Loan provides personal loans for salaried individuals based on the assessment of following documents:

Please review the personal loan document checklist here:


Photo Identity Proof

  • dot Pan Card
  • dot Aadhaar Card

Address Proof

  • dot Aadhaar Card
  • dot Passport
  • dot Electricity Bill
  • dot Telephone Bill
  • dot Bank Account Statement
  • dot Rent Agreement
  • dot Postpaid Mobile bill

Income Proof

  • dotLast 3 months Latest Salary Slip
  • dotAppointment Letter
  • dot2 Years Form 16
  • dot2 Years ITR Copies
  • dotReleving Letter of Previous Company
  • dot6 Months Bank statement showing salary credit

*Requirement of personal loan documents might vary according to the scheme chosen.

Questions? We are happy to help you

  • Q.What is a personal loan?
    • It is an unsecured loan taken by individuals from a bank or a non-banking financial company (NBFC) to meet their personal needs. It is provided on the basis of key criteria such as income level, credit and employment history, repayment capacity, etc.

  • Q.what purposes can it be used?
    • It can be used for any personal financial need and the bank will not monitor its use. It can be utilised for renovating your home, marriage-related expenses, a family vacation, your child's education, purchasing latest electronic gadgets or home appliances, meeting unexpected medical expenses or any other emergencies.

  • Q.How much loan amount can I borrow in a personal loan?
    • You can borrow loan amount from Rs.1 Lakh to Rs.20 Lakhs depending on your eligibility basis the financial documentssubmitted, repayment capacity and loan amount limit in your respective location.

  • Q.How can I repay my personal loan?
    • You can choose from a range of repayment methods for your personal loan. The options available are:
      1. Electronic Clearing Service (ECS)
      2. Post Dated Cheques (PDC)