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Business Loan Features & Benefits

A Business Loan or Commercial Loan from RG Loan can help you set up or expand your business. We understand that business finance is essential for existing firms in different phases of expansion, and thus we make procuring a Business Loan in India easy and simple. Our flexible business finance offerings come with terms that scale up to your needs. Here are some key features

Loans for all types of businesses

Our business and commercial loans support businesses with big and small requirements. Borrow from Rs 3 Lakh to Rs 75 Lakhs. No security or collateral is required for obtaining a Business Loan.

Flexible Tenures

Our flexible tenures on loans make repayment easy; you can choose your loan tenure for any period between 1 and 5 years*.

*Subject to conditions

Easy Application

We provide door-to-door service so that you can submit your application from the comfort of your office or home. RG Loan Business Loans are available across 50 cities in India.

Borrow more if you need

You can borrow more money by using the top-up facility available for existing borrowers.

Business Loan Eligibility Criteria

RG Loan provides unsecured Business Loans to a wide variety of small, medium and large enterprises, and professionals. We also provide top-up facilities for existing Business Loan customers who may require more credit at a later date.

Criteria Self-Employed
Age 25-65 Years
Income Turnover 12 Lakh
Loan Amount Minmium Rs 1 lakh Onwards
Work Experience Minimum 3 Year
Basic Documentation KYC, latest bank statements etc are required
*T&C Apply

*Eligibility may vary as per scheme chosen

Apply for Business Loan

Application for fast business loans

Are you wondering how to get a Business Loan? Our Business Loans are easy to secure. Just fill in our online application form and you are done in a few minutes!

Document Submission

Our relationship manager will come to your premises to collect the documents for quick Business Loans.


After your documents have been collected, we will verify your business loan application; this may involve a personal discussion with you.

Get funds for your business

If the reports are satisfactory after verification, your loan will be approved and the money will be deposited in the same bank account for which the statement has been provided.

Documents Required for Business Loan

RG Loan Business Loan documents are easy to obtain. We recommend that you put together your documents before you apply so that the application can be processed faster. We provide a Business Loan document checklist for your convenience, but please keep in mind that additional paperwork may be required.

Please review the Business Loan document checklist here:


Photo Identity Proof

  • dot Pan Card
  • Aadhaar Card

Address Proof

  • dot Ration Card
  • Passport
  • dot Bank Account Statement
  • dot Aadhaar Card
  • dot Driving License
  • dot Electricity Bill
  • dot Telephone Bill
  • dot Sale Deed/ Property Purchase Agreement (for owned properties)

Income Proof

  • dotLast 3 yr ITR
  • dotAcknowledgment
  • dotBalance sheet
  • dotProfit & Loss Account with CA attested
  • dotLast 1 yr CAISB, Bank Statement
  • dotLast 1 yr RTR

Business Proof

  • dotShop Act License
  • dotShop KYC

*Requirement of Business Loan documents might vary according to the scheme chosen.

Questions? We are happy to help you