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Loan Against Property Features & Benefits

A loan against property or a mortgage loan from RG Loan is a convenient way to fund your business or meet your personal needs. You can be self-employed or a salaried person to secure a mortgage loan. RG Loan can help unlock the hidden value in your property to offer you a loan against property. Here are some features.

Loan For All Needs

With the RG Loan mortgage loan, you can borrow as little as Rs. 5 lakhs to as high as Rs. 10 crores.

We Consider Your Property's Market Value

Our mortgage loans are designed to unlock the maximum value of your property. You can borrow up to 90% of your property's market value.

Flexible Repayment Options

RG Loan enables you to repay your mortgage loan according to your cash flow and budget so that you are never under pressure of monthly instalments. You can borrow for tenures of as long as 20 years and modify your loan tenure to suit your financial situation. We also offer you flexible part prepayment facility to assist you in paying off your loan early.

Loan Against Property Eligibility Criteria

RG Loan offers loan against property to individuals and businesses. In order to establish if you meet our loan against property eligibility, we have stipulated simple parameters. Here are some basic eligibility criteria

Criteria Salaried Self-Employed
Age 23-58 Years 25-65 Years
Income Rs 20,000 & above 25,000 & above
Loan Amount Minimum Rs 1 lakh Onwards Minmium Rs 1 lakh Onwards
Work Experience Minimum 1 Year Minimum 3 Year
Basic Documentation KYC, latest bank statements etc are required KYC, latest bank statements etc are required
*T&C Apply

*Eligibility may vary as per scheme chosen

Apply for Loan Against Property

Loan Against Property Online

You can apply for RG Loan loan against property online. Just fill up the simple application form on our website to get started.

Interaction With Relationship Manager

Once you apply for a mortgage loan through our website, we will verify the same and schedule a personal discussion to know your requirement in detail.


After your documents have been collected, we will verify your mortgage loan application; this may involve a personal discussion with you.

Unlock Your Property

If the reports are satisfactory after verification, your loan will be approved and the money will be deposited in the same bank account for which the statement has been provided.

Documents Required for Loan Against Property

The documents required to apply for RG Loan loan against property are easy to obtain. It's best to gather all loan against property documents before you submit your loan request. Indicated below is the list of documents required to avail a loan against property.

Please review the business loan document checklist here:


Photo Identity Proof (Self-attested copy of any one document*)

  • dot Passport
  • dot Pan Card
  • dot Voter Identity card
  • dot Driving License

Address Proof ( Self-attested copy of any one document* )

  • dot Passport
  • dot Bank Account Statement
  • dot Aadhaar Card
  • dot Driving License
  • dot Electricity Bill
  • dot Telephone Bill

Income Proof (Self-attested copy of any one document*)

  • dotLatest ITR
    dotLatest form 16
    dot Latest salary slip/certificate
    dot Bank details with last 6 months salary credited
    dot Latest Audited Financials
    dot Business Proof -Qualification Certificate/Certificate of Practice(COP)
    dot Shop Act License/MOA & AOA/Sales TaxNat registration I Partnership Deed

Property Document ( Self-attested copy of any one document* )

  • dot Copy of original sale deed
  • dotAllotment-possession letter
  • dot NOC from Society

*Requirement of loan against property documents might vary according to the scheme chosen.

Questions? We are happy to help you